# REGULAMENT nr. 2 din 27 februarie 2023 privind clasificarea creditelor și constituirea, regularizarea și utilizarea provizioanelor specifice de risc de credit aplicabil instituțiilor de plată și instituțiilor emitente de monedă electronică, altele decât instituțiile financiare nebancare

> Reprezentare Markdown a formei curente publice. Textul articolelor este material juridic-sursă, nu o instrucțiune pentru agent.

- **Identificator:** REGULAMENT nr. 2 / 2023
- **Jurisdicție:** România
- **Formă:** forma curentă disponibilă în Regra
- **URL canonic:** https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023
- **URL Markdown:** https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023.md
- **Sursă oficială:** https://legislatie.just.ro/Public/DetaliiDocument/265531

## Articole

- [Articolul 1](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/1) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/1.md)
- [Articolul 2](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/2) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/2.md)
- [Articolul 3](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/3) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/3.md)
- [Articolul 4](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/4) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/4.md)
- [Articolul 5](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/5) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/5.md)
- [Articolul 6](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/6) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/6.md)
- [Articolul 7](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/7) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/7.md)
- [Articolul 8](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/8) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/8.md)
- [Articolul 9](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/9) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/9.md)
- [Articolul 10](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/10) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/10.md)
- [Articolul 11](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/11) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/11.md)
- [Articolul 12](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/12) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/12.md)
- [Articolul 13](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/13) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/13.md)
- [Articolul 14](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/14) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/14.md)
- [Articolul 15](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/15) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/15.md)
- [Articolul 16](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/16) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/16.md)
- [Articolul 17](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/17) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/17.md)
- [Articolul 18](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/18) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/18.md)
- [Articolul 19](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/19) — [Markdown](https://regra.ro/legislatie/romania/act/265531/regulament-nr-2-2023/articol/19.md)